Savings cycles that stay organised
Record weekly or monthly shares, see who has contributed, and keep a running balance that matches the group’s cash box.
- Weekly and monthly savings cycles
- Member share history
- Running group balance
Solutions · VICOBA / Chamas
A clean ledger for every chama
Run weekly shares, loans and repayments with a shared ledger every member can trust, and reminders that keep the cycle on track.
18.0M
TZS group balance tracked
100%
Member visibility
1
Shared source of truth
Loans and repayments, clearly tracked
Capture every loan, interest charge and repayment so the group always knows who owes what and when it is due.
- Loan issue and approval records
- Interest and repayment schedules
- Outstanding balance per member
Transparency that prevents disputes
Members can review the ledger and receive SMS updates, so meetings focus on decisions instead of arguments about the books.
- Shared ledger visible to members
- Automatic reminders before meetings
- Statements ready for every cycle
Weekly shares
Record contributions by member and watch the group fund grow in real time.
Loan ledger
Track every loan, its interest and the repayments attached to it.
Member statements
Give each member a clear statement of shares, loans and balances.
Bring your group’s finances together
Join the communities across Tanzania running pledges, savings and events on one transparent platform.